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  • Business Interruption Insurance: Should your Case be Referred to Mediation or Arbitration?

    April 19, 2021 – In a judgment rendered January 14, 2021, the Superior Court (the Honourable Gary D.D. Morrison, J.C.S.) dismissed an application for authorization to institute a class action presented by 9369-1426 Québec Inc./Bâton Rouge (hereinafter, “Bâton Rouge”) so that it and the members of the proposed class could be compensated by Allianz Global Risk Insurance Company (hereinafter, “Allianz”)...
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  • The Insurer’s Obligation to Defend and Estoppel

    April 19, 2021 – The insurer’s obligation to defend often comes before the courts. Whether through its behaviour or a reservation of rights letter, it is in the insurer’s best interests to always be clear, otherwise the insured could argue a bar in the event of late refusal of coverage, in other words, the insured will argue that the...
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  • Modern Approaches to Old Remedies – Recent Developments in Relief Against Forfeiture

    March 17, 2021 – Introduction Relief against forfeiture is a remedy in insurance coverage disputes that has existed for generations but has recently grown both in its prominence and application through a series of decisions of the Ontario Court of Appeal. It has now started to gain footholds in other jurisdictions across the country as well. If a policy...
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  • Managing Corporate Risk when Employee Fraud is Suspected

    February 24, 2021 – When a company first becomes aware of financial irregularities in its business, the first reaction is usually to get to the bottom of the concerns. When the issue is suspected fraud, the increased sensitivity needs a quicker response. In those cases, the company may expose itself to increased risk if the next steps are not...
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