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Changes to the SABS and Greater Reliance on Tort Recovery

As of July 1, 2026, Ontario’s Statutory Accident Benefits Schedule shifted to a primarily opt-in model such that consumers must now actively opt-in and pay for coverage like income continuation which was previously mandatory as part of their auto insurance policy. While medical, rehabilitation and attendant care benefits remain mandatory, all other accident benefits are…

E-Scooters Are Automobiles Under The Alberta Insurance Act

In a recent decision, the Alberta Court of King’s Bench was tasked with determining whether an uninsured private electric scooter fits under the definition an automobile for the purposes of Section B coverage under the other vehicle’s policy. In Le Prieur v Aviva Insurance Company of Canada, 2026 ABKB 452, Wanke J. ruled that an…

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