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Nursing Home Claims in Canada

There is growing trend in Canada of claims being brought against nursing homes and long-term care facilities (collectively referred to throughout as “Care Homes”). These claims can take several different forms and must be responded to accordingly. This paper will address several aspects of Care Home claims, including: The law; Types of Care Home Claims;…

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Concurrent Causes: the Confluence of Covered and Excluded Perils

Whether there is coverage for a loss depends on its cause: did the roof collapse because of snow or wind? Was the plaintiff injured because of the insured’s negligent driving or because of some other act? Insurers issue policies that set out the type of risk they are willing to insure, and exclude those perils…

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