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The Good, the Bad, and the Ugly – Understanding Simplified Procedure

When commencing a lawsuit in Ontario, litigation fees may appear intimidating to the party initiating the claim. Rule 76 of the Rules of Civil Procedure outlines the Simplified Procedure process that makes litigation more cost-effective by restricting or eliminating specific civil procedures.[1] If your claim is for $200,000 or less then the Rules mandate that…

Latent Defects: Are They Covered by Insurance? Contextualized Principles and Examples

Quebec’s principles of insurance claims for latent defects have been firmly established for over a decade. However, insurers frequently receive claims or questions from policyholders about potential claims. This creates headaches for insurers and policyholders, because of the fine distinction between latent defects and consequential damages. Each and every claim is unique, which means that…

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