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May 26, 2021 – The Divided co-ownership regime under the Civil Code of Québec (“C.C.Q.”) has undergone major amendments in recent years. This follows the passing and approval of Bill 1411 (“the Act”) on June 13, 2018. In particular, these changes target the obligations incumbent on co-ownership syndicates as well as co-owners in terms of insurance. Although some of these...

May 25, 2021 – An insurer’s right of subrogation is one of the cornerstones of a contract of insurance. Once the insurer has indemnified the insured, the right of subrogation allows the insurer to “step into the shoes of the insured” and claim against the relevant third party in order to recoup some or all of the indemnity payments...

April 19, 2021 – Click below to download the complete article. Section D Clams and Two Examples of interplay with other Statutes and Legislation Insurance policies and statutes provide for insurance claims to be brought forward in a variety of ways. Oftentimes, there are a plurality of claims happening at the same time. An insurer must identify the relationship...

April 19, 2021 – The company should consult with its insurance broker to determine whether it has a crime policy in place that will cover losses caused by employee theft. Coverage may exist in a standalone crime policy or could be included as an insert to a property policy. Read More