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November 25, 2025 – Click here to download a PDF of this article.   It is well established that the owner of an automobile is vicariously liable for the negligence of those who drive the vehicle with the owner’s consent. Further, insurance legislation across Canada recognizes that more than one insurance policy may cover a particular loss. When multiple...

November 24, 2025 – Insurance companies owe a duty of good faith to their insureds. When an insurance claim is made, insurers must process, investigate, assess, and make decisions on coverage fairly, thoroughly, and promptly, even when the claim is ultimately denied. Bad faith is, simply put, a breach of the duty of good faith. It is more than...

November 24, 2025 – Being a director or officer of a company comes with many responsibilities – responsibilities that if not met are increasingly resulting in claims directly against directors and officers. This is true worldwide. In Global Insurance Law Connect 2025 Directors’ and Officers’ Global Trends report, it highlighted causes such as greater expectations by shareholders and increased legislative and...

November 24, 2025 – Bill 47, which upon proclamation, will become the Automobile Insurance Act (the “Act”), was introduced in the First Session of Alberta’s 31st Legislature in 2025. The Bill proposes a major overhaul of the province’s automobile-insurance framework by replacing the current fault-based model with a “care-first” or no-fault approach. The intent is to streamline compensation for...