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  • How far does the insured’s duty to cooperate go?

    Stein Monast, Quebec, March 24, 2022 – Does the insured’s duty to cooperate allow an insurer to access data stored on their cellphone? The Court of Quebec recently ruled on this issue in Murray v. Promutuel de l’Estuaire, société mutuelle d’assurance générale. André Murray (“Murray”) sued his insurer, Promutuel de l’Estuaire, Société mutuelle d’assurance Générale (“Promutuel”) after his vehicle was allegedly stolen....
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  • End of benefits for loss of residual income, what a burden!

    Stein Monast, Quebec, March 24, 2022 – The Blais v. Ivari  case concerns Jacques Blais (“Blais”), a financial security advisor and insurance representative who stopped working in January 2013 due to illness. As the holder of a life and disability insurance policy (“the Policy”), he received full disability benefits, as well as benefits for loss of residual income, namely to supplement initial...
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  • What is self-insurance?

    Stein Monast, Quebec, February 17, 2022 – Self-insurance is not defined under the Civil Code of Québec. Does that make the practice illegal in Quebec? Is an entity that practises self-insurance exempt from obtaining an authorization from the Autorité des marchés financiers? The Superior court answers these questions in l’Association générale des étudiants hors campus de l’Université du Québec à Trois-Rivières (AGEHCUQTR)...
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  • Update on Changes to Limitation Periods During COVID-19 in Each Canadian Province

    Blaney McMurtry LLP, CBM LLP, Cox & Palmer, Donati Maisonneuve, Fillmore Riley LLP, Kelly Santini LLP, McKercher LLP, Northpoint Legal, Stein Monast, Alberta, Manitoba, New Brunswick, Newfoundland & Labrador, Nova Scotia, Ontario, Prince Edward Island, Quebec, Saskatchewan, January 27, 2022 – COVID-19 led to the suspension of limitation periods in many Canadian provinces.  Below you will find the details on how the pandemic impacted limitation periods in each province. Updated January 2022 Alberta Suspension of Limitation Periods During COVID-19 in Alberta In Alberta, limitations were suspended from March 17, 2020 to June 1, 2020, pursuant to...
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