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End of benefits for loss of residual income, what a burden!

March 24, 2022

The Blais v. Ivari  case concerns Jacques Blais (“Blais”), a financial security advisor and insurance representative who stopped working in January 2013 due to illness. As the holder of a life and disability insurance policy (“the Policy”), he received full disability benefits, as well as benefits for loss of residual income, namely to supplement initial sales commissions he should have received over the course of his disability.

Trial judgment:

Blais brought an action against his insurer, claiming $24,504.15 in unpaid disability benefits from April 2017 to June 2018. However, according to his insurer, the termination of benefits for residual income loss was justified because Blais’s situation changed in 2017, and he no longer met the criteria for such benefits under the Policy.

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