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  • UNION CANADIENNE (L’), COMPAGNIE D’ASSURANCES V. HOULE, 2013 QCCA 677

    Stein Monast, Quebec, May 09, 2013 – Recently, the Court of Appeal rendered an interesting decision on the exclusion regarding construction used for illegal or criminal activities, specifying that the determining factor when analyzing of the application of such an exclusion is the use for illicit ends and not the extent of such use. The plaintiffs claimed $189,513 from their insurer after...
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  • What’s New in Threshold Case Law in Ontario

    Kelly Santini LLP, Ontario, April 18, 2013 – The plaintiff in an action further to a motor vehicle accident has the onus of establishing, on the balance of probabilities, that his or her injuries meet the statutory threshold as set out by the Insurance Act, R.S.O. 1990, c.I.8 (hereinafter the “Act”) and Regulation 381/03 (hereinafter the “Regulation”) in order to collect non-pecuniary damages...
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  • Insurers held liable for breach of their duty of good faith and fair dealing

    McKercher LLP, Saskatchewan, April 16, 2013 – In Branco v. American Home Assurance Company, Cameco Corporation, Kumtor Operating Company and Zurich Life Insurance Company of Canada Limited 2013 SKQB 98, the Plaintiff submitted claims for disability benefits to the Defendant insurers after suffering an injury to his foot while working at a mine in Kyrgystan. Finding that the insurers had discontinued benefits...
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  • Criminal Act, Intentional Fault and Exclusion

    Stein Monast, Quebec, April 05, 2013 – Place Biermans inc. v. C. D., 2013 QCCA 64, 2010 QCCS 4170 On March 7,1999, C. D., aged 15, poured a can of gasoline on the floor of a shed that adjoined a shopping centre.  An hour later, he threw a match on it.  The resulting fire caused close to $6,000,000 in damage.  AXA Insurance...
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