Publications

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  • When One Size Doesn’t Fit All: Relationships & the Interpretation of Dependency for the Purposes of Accident Benefits

    Kelly Santini LLP, Ontario, July 17, 2017 – Intact Insurance Company v. Allstate Insurance Company of Canada, 2016 ONCA 609 In this case, Ms. Paula Chartrand had commenced a long-distance relationship with Mr. Kyle Houghton. As the relationship progressed, Ms. Chartrand decided to leave her husband and move from Sudbury, Ontario with her two daughters to Sarnia, Ontario to live with Mr. Houghton. The...
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  • Insurers Bear the Burden of Non-Compliance with Non-Renewal Notice Requirements

    Kelly Santini LLP, Ontario, July 17, 2017 – Echelon General Insurance Co. v. Ontario (Minister of Finance), 2016 ONSC 5019.  The insured purchased a six month automobile insurance policy in December 2008.  Just ten days later Echelon purported to cancel the policy due to non-payment of premiums.  The notice was not valid in accordance with the Insurance Act (“Act”).  In May 2010 the insured...
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  • Building a Modern Defence Lawyer: A Q&A with CDL President Jade Spalding

    Cox & Palmer, July 11, 2017 – A Q&A with Canadian Defence Lawyers President Jade Spalding of Cox & Palmer Why did you became involved with Canadian Defence Lawyers (CDL) I wanted to get involved in an organization related to the defence practice that could provide specialized training and support and found that in CDL.  The organization offers terrific training in substantive...
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  • Building Replacement Insurance and Carter v. Intact Insurance Co.

    SVR Lawyers, Alberta, June 15, 2017 – The Ontario Court of Appeal recently released their decision in Carter v Intact Insurance Co. This is an important case for both property owners and insurers. The case confirms the approach that Canadian courts will take when assessing disputes between Insurers and property owners in regards to building replacement insurance. Background The appellants in the...
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