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  • I Can’t Get No Subrogation

    Kelly Santini LLP, Ontario, April 17, 2018 – In Douglas v. Stan Fergusson Fuels Ltd., 2018 ONCA 192, the Court found that an insurer could not pursue a subrogated claim in the name of its bankrupt insured unless it obtained a court order authorizing the action in its own name or used the provisions in the Bankruptcy and Insolvency Act to acquire the bankrupts rights...
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  • Legislation Protecting Innocent Co-Insureds Is Now a Reality in New Brunswick

    Cox & Palmer, New Brunswick, April 17, 2018 – Bill 30 – An Act to Amend the Insurance Act (the “Bill”) was introduced to the New Brunswick Legislature by the Honourable Cathy Rogers on December 16, 2017.  The amendments were proposed in order to prevent insurance companies from denying coverage to innocent co-insureds for property damage caused by an abusive partner and to enhance the protection...
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  • No Coverage for Passenger of Vehicle Driven Without Consent

    CBM LLP, Alberta, April 17, 2018 – Ashley Cardinal, the Insured, was injured while riding as a passenger in an automobile driven without the consent of the owner. The Insured’s mother had an SPF No.1 policy issued by Alberta Motor Association Insurance Company, the Insurer, containing an SEF No. 44 Endorsement. The Insured commenced an action against the Insurer for indemnity pursuant...
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  • Exclusion for the insured’s work: the court finds the exclusion clause clear

    Stein Monast, Quebec, April 06, 2018 – In a recent case, the Court of Quebec had to interpret one of the typical exclusion clauses found in commercial general liability policies, namely, the clause about work performed by the insured. Read more
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