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September 25, 2020 – These days, people without insurance policies to cover civil liability and potential damage that could affect their wealth—be it through a home, auto or travel insurance policy—are few and far between. However, despite the wide range of insurance coverage available, all policies mention certain obligations stemming from the contract between the insurer and the insured....

September 25, 2020 – Bédard Martin v. Intact, compagnie d’assurance inc., 2019 QCCS 5708 On the night of May 13 to 14, 2003, a fire completely ravaged a restaurant belonging to Solange Martin Bédard (“the insured”). At the time of the loss, the establishment was insured by Axa Assurances inc. (“Axa”). Following the fire, the insurer refused to compensate...

September 25, 2020 – The parties were involved in a motor vehicle accident. At the time of the accident the Plaintiff, MacDonald, worked as a registered nurse. At trial, Justice Murray found that MacDonald’s injuries left her unable to perform her own or any comparable job, and awarded her damages totalling $760,933.00. Critically, the Court also held that MacDonald’s...

August 24, 2020 – Regarding insurance matters, several time limits govern relationships between parties. For example, following a loss, the insured party has an obligation to notify their insurer as soon as they become aware of it. In light of the current circumstances, even though most Canadian provinces are starting to resume their regular activities, it’s easy to imagine...