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Articles
The insurance policy and the hypothecary security clause: Separate contracts and different coverages
Stein Monast, Quebec, July 26, 2023 – It is common practice to include a hypothecary security clause in a home insurance policy at the request of the creditor. Such a clause constitutes a separate contract between the insurer and the hypothecary creditor, which may enjoy more extensive coverage to protect its interest in the property. Accordingly, any provisions of the insurance policy... -
CBM LLP, Alberta, July 26, 2023 – Betterment, ACV, and depreciation are important considerations in resolving a first party claim. The question we often see on the subrogation side of claims is whether a party must accept an ACV settlement on the tort claim, and whether claimants can be forced to take reductions for betterment and depreciation. What comes as a surprise...
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Webinar recordings
Damage Awards Jeopardy – Webinar Recording
Blaney McMurtry LLP, CBM LLP, Cox & Palmer, Donati Maisonneuve, Fillmore Riley LLP, McKercher LLP, Northpoint Legal, Alberta, Manitoba, Newfoundland & Labrador, Ontario, Quebec, Saskatchewan, July 12, 2023 – Our panel of YRMC lawyers from across Canada explore how damage awards for similar injuries are treated in different jurisdictions. During the webinar, panelists present five recent case examples and what the courts awarded. Each case concludes with a discussion on how other jurisdiction would likely treat a claim with similar facts. Damage Awards Jeopardy... -
Webinar recordings
Update on Limitation Periods – Webinar Recording
Fillmore Riley LLP, Kelly Santini LLP, Manitoba, Ontario, June 09, 2023 – Recent changes in legislation have resulted in important changes to the rules around limitation periods. In Ontario, Bill 118 amended the Occupiers’ Liability Act and impacts when and how slip and fall claims can be made. In Manitoba, an entirely new Limitations Act has been introduced. In this YRMC webinar, Tor Potter from Kelly Santini...