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  • Modernizing Insurance Regulation in Saskatchewan: Proposed changes to focus largely on Consumer Protection

    McKercher LLP, Saskatchewan, March 20, 2015 – The Government of Saskatchewan has announced changes to Insurance Regulation aimed to modernize the legislation and increase consumer protection. Bill 177, The Insurance Act, has passed its first reading and will eventually replace The Saskatchewan Insurance Act.  The Government has suggested the changes are in line with Alberta’s regulation which is very similar to British...
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  • Tales of a Tricky Relationship

    McKercher LLP, Saskatchewan, September 16, 2014 – This article examines prevalent issues stemming from the “tripartite” relationship, which often arises when an insurer retains legal counsel to defend a court action against its insured or to pursue a subrogated action.  Generally speaking, the “tripartite” relationship refers to the relationship among an insurer, its insured and legal counsel retained by the insurer.  As...
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  • Swimming Against The Stream: Limitation Periods for Third Party Claims in Saskatchewan

    McKercher LLP, Saskatchewan, November 13, 2013 – INTRODUCTION Over the last thirty years, courts and legislatures across Canada have embraced the discoverability principle when considering limitations periods: that, generally speaking, a limitation period should not begin until a loss is discovered rather than starting at the time the wrong occurred regardless of whether the loss is recognized at that time or not....
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  • Insurers held liable for breach of their duty of good faith and fair dealing

    McKercher LLP, Saskatchewan, April 16, 2013 – In Branco v. American Home Assurance Company, Cameco Corporation, Kumtor Operating Company and Zurich Life Insurance Company of Canada Limited 2013 SKQB 98, the Plaintiff submitted claims for disability benefits to the Defendant insurers after suffering an injury to his foot while working at a mine in Kyrgystan. Finding that the insurers had discontinued benefits...
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