Zaccardo v. Chartis Insurance Company of Canada, 2016 QCCS 398
A young hockey player and his insurance company are ordered to pay $8 million to a young man who was rendered paraplegic, and to his family, after he received a prohibited body-check during a hockey game. On October 3, 2010, during a Midget AA hockey game between the Montreal Royal and the Laval Patriotes, the insured, Ludovic Gauvreau-Beaupré, who was fully aware of the prohibited nature of his gesture, approached Andrew Zaccardo from behind at great speed, and using his forearm, slammed Zaccardo into the boards while performing a jumping motion. This constitutes a civil fault, which makes him responsible for the resulting damages. These damages, including interest, additional compensation, and costs for experts have been settled between the parties in the amount of $8,000,000.