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  • Latent Defects: Are They Covered by Insurance? Contextualized Principles and Examples

    March 25, 2025 – Quebec’s principles of insurance claims for latent defects have been firmly established for over a decade. However, insurers frequently receive claims or questions from policyholders about potential claims. This creates headaches for insurers and policyholders, because of the fine distinction between latent defects and consequential damages. Each and every claim is unique, which means that...
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  • The language of the insurance contract: a question of express consent

    November 04, 2024 – A recent ruling by the Quebec Superior Court settled a dispute between the proprietors of a cannabis-growing facility and their insurer, following a fire that destroyed the building and equipment1. The insurance company refused to pay the replacement value, as the owners had not rebuilt the premises within a reasonable time frame, as stipulated in...
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  • Risk Management Counsel of Canada Achieves Top Ranking in Chambers & Partners

    October 01, 2024 – Risk Management Counsel of Canada (RMC) has secured a prestigious Band 1 ranking in the Chambers & Partners legal directory in the Insurance (Legal Network) | Canada category. This achievement underscores RMC’s expertise and leadership in the insurance law sector in Canada. Chambers & Partners is renowned for its rigorous research and impartial rankings. For...
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  • Damage Awards Jeopardy – Chronic Pain and Psychological Damages Claims

    June 14, 2024 – Our panel of RMC lawyers from across Canada explore how damage awards for chronic pain and psychological injuries are treated in different jurisdictions. During the webinar, panelists present five recent case examples from the Courts. Each case will conclude with a discussion on how other jurisdiction would likely treat a claim with similar facts.  ...
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