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Stein Monast, Quebec, January 28, 2020 – In a judgment rendered on April 15, 2019, the Superior Court stated on a claim by the owners of a building that had caught fire against their insurer, denying coverage on the ground that the insureds had been growing marijuana in the building, and that therefore the exclusion clause related to the use of an...
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Fillmore Riley LLP, Manitoba, December 17, 2019 – The Supreme Court of Canada recently released a decision highlighting the law relating to unjust enrichment and constructive trusts in the context of a dispute over the proceeds of an insurance policy. In Moore v. Sweet, the majority of the SCC imposed a remedial constructive trust on the proceeds of a life insurance policy in favour...
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Stein Monast, Quebec, December 17, 2019 – Very recently, the Court of Quebec reminded us of the importance of asking the insured specific questions about his criminal record at the time of subscription1, even if that question was asked at the time of an earlier subscription with the same insurer concerning another risk. Facts In this case, the insurer of an individual...
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Articles
Two-Year Limitation Period to Dispute Denial of Accident Benefits is Subject to Discoverability
Kelly Santini LLP, Ontario, December 17, 2019 – The Ontario Court of Appeal released a new decision in Tomec v Economical Mutual Insurance Company, which affirmed that the two-year limitation period in section 281.1(1) of the Insurance Act (the “Act”) and section 51(1) of the Statutory Accident Benefits Schedule (“SABS”) are subject to the rule of discoverability. Read More