Echelon General Insurance Co. v. Ontario (Minister of Finance), 2016 ONSC 5019. The insured purchased a six month automobile insurance policy in December 2008. Just ten days later Echelon purported to cancel the policy due to non-payment of premiums. The notice was not valid in accordance with the Insurance Act (“Act”). In May 2010 the insured was involved in a motor vehicle accident and the issue was whether the insurance had lapsed or expired prior to the accident.
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Chantel Helwer