In RSA v Intact Insurance, Ms. Wilson and her husband met with their insurance broker on February 29, 2012. Her license had been suspended on account of unpaid fines. In order to maintain coverage on her Impala she had to purchase coverage from different insurance carrier. She decided to purchase a policy from Intact that insured the Impala but designated her as an excluded driver based on her driving history. Ms. Wilson executed an Excluded Driver Endorsement. The endorsement did not make express reference to the Impala.
