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Ontario Court of Appeal Rules that Bullying is not Covered by a Standard Homeowners’ Insurance Policy

August 20, 2015

Recently, the Ontario Court of Appeal released its decision in Unifund Assurance Company v. D.E., 2015 ONCA 423 (companion appeal: C.S. v. TD Home and Auto Insurance Company, 2015 ONCA 424). Briefly stated, the respondents, D.E. and L.E., had a homeowners’ insurance policy that allowed for liability coverage if their personal actions caused unintentional bodily injury or property damage.  D.E. and L.E. were sued in negligence as a result of allegations against their daughter for bullying and threatening another child.

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